Every car in the country must be insured if it is going to be used on the road; that makes for a very large number of people looking for auto insurance. There are hundreds of insurance companies in every state willing to provide this service, but trying to figure out which ones are the best and deserve one’s attention can be a bit tricky.
There are numerous factors that go towards contributing to the quality of an insurer. Financial strength of a company is frequently over-looked by most insurance shoppers, yet it is a very significant factor.
After all, signing up with a financially unstable company may mean that by the time one is involved in an accident and files a claim, the company may be facing bankruptcy and unable to pay. The cost of the policy and customer service is also significant issues. After continuous payment of premiums, one would expect quick and efficient service when it is needed.
If one is involved in an accident, being put on hold for ten minutes or told by a machine that “an agent will get back to you as soon as possible” only to find they never take the call can be frustrating! Also, whether the company even has a valid license to operate in the state and sell insurance is another important variable.
According to most consumer guides put out by the government and industry professionals, the following ten auto insurance companies provide the required cover with very competitive prices, are financially sound and have a reputation for being available when required.
